Defendant
Philip Jonathan SMALL
Date of birth 1966-05-26
Address 92 LAUREL WAY, TOTTERIDGE, LONDON, N20 8HU
Postcode N20 8HU
Case summary
Reference 2500565825
Platform libra
Source
Magistrates
Court City of London Magistrates' Court
First listed 2025-09-17
Latest listing 2025-10-15
Crown Court referral
Force matching
Prosecuting force City of London Police
Defendant area Metropolitan Police
Out of area — forces differ
URN track Libra Case Number (year 25, serial 00565825) - no force code embedded (0.00)
Text track court 'City of London Magistrates' Court' is in the City of London Police area (0.45)
Postcode track postcode N20 8HU -> Metropolitan Police (0.95)
Offence
On 05/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to TSB bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud
Timeline (2 events)
2025-09-17
list
City of London Magistrates' Court
On 05/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to TSB bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 05/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to HSBC bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Coronavirus Business Interruption Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A CORONA VIRUS BUSINESS INTERUPTION LOAD, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 20/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Starling bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 22/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Nat West bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 26/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Barclays bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 15/06/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Funding Circle bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Coronavirus Business Interruption Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A CORONAVIRUS INTERRUPTION LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 29/06/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Co- Op bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAD, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 12/08/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Co-Op bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Coronavirus Business Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A CORONAVIRUS BUSINESS LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 25/09/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Santander bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
On 16/12/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to HSBC bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. MAX PENALTY: EW:6M &/or Ultd Fine
Between 04/05/2020 and 12/08/2025 at WITHIN THE JURISDICTION OF THE CCC concealed, disguised, converted, transferred or removed criminal property, namely £460,000 cash, by means of NOT KNOWN. Contrary to sections 327(1) and 334(1) of the Proceeds of Crime Act 2002. MAX PENALTY: EW:12M &/or Ultd Fine
2025-10-15
register
City of London Magistrates' Court
On 05/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to TSB bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 05/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to HSBC bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Coronavirus Business Interruption Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A CORONA VIRUS BUSINESS INTERUPTION LOAD, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury -
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 20/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Starling bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 22/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Nat West bank which was and which he knew was or might be untrue or misleading, namely
that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025
at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 26/05/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Barclays bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 15/06/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Funding Circle bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Coronavirus Business Interruption Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A CORONAVIRUS INTERRUPTION LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 29/06/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Co-Op bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAD, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 12/08/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Co-Op bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Coronavirus Business Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A CORONAVIRUS BUSINESS LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006.
Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 25/09/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to Santander bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
On 16/12/2020 at WITHIN THE JURISDICTION OF THE CCC committed fraud in that you dishonestly made a false representation, namely to HSBC bank which was and which he knew was or might be untrue or misleading, namely that to obtain a Bounce Back Loan for Phillip Small Limited 5081457, intending to make a gain, namely TO OBTAIN A BOUNCE BACK LOAN, for yourself. Contrary to sections 1 and 2 of the Fraud Act 2006. Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.
Between 04/05/2020 and 12/08/2025 at WITHIN THE JURISDICTION OF THE CCC concealed, disguised, converted, transferred or removed criminal property, namely £460,000 cash, by means of NOT KNOWN. Contrary to sections 327(1) and 334(1) of the Proceeds of Crime Act 2002. Mode of Trial: Court directs trial by jury - 15/10/2025
Sent for trial under section 51(1) & (2)(b) of the Crime and Disorder Act 1998 to Southwark Crown Court on 12/11/2025 at 11:00 or such other date, time or place as the Crown Court directs, on unconditional bail. No indication given re VPS.